Here’s all you need to know about operating a Flutterwave account in Ghana
Updated 4 months ago
Pricing
Here are our fees for Ghana transactions:
API | FEE | NOTES |
---|---|---|
Card Acceptance (Local) | 2.3% | GHS 500,000
(This can be customizable, kindly contact our support team) |
Card Acceptance (International) | 3.5% | GHS 500,000
(This can be customizable, kindly contact our support team) |
Momo - Vodafone | 2.2% | |
Momo - MTN & Airtel/Tigo | 1.85% |
Payout
API | FEE | NOTES |
---|---|---|
Payouts - Mobile Money | GHS 2 GHS 10 GHS 12 | For Payouts of GHS 0 - GHS 50 For Payouts of GHS 50 - GHS 1,000 For Payouts above GHS 1,000 |
Payouts - Bank Transfer | GHS 10 | Processing time: Same day |
Onboarding requirements for using Flutterwave in Ghana
The requirements for using Flutterwave in Ghana depend on the category of account you are signing up for.
Individual account (Unregistered Business)
Valid means of ID
Web URL/Social Media page
Residential address
Personal bank account details
Estimated Monthly Sales
Registered Business (Limited Entities)
Incorporation Documents
Directors’ Names, IDs
Corporate Bank Account details
Operational Business Address
Verifiable website URL (where required).
Operating License (where business is regulated)
Estimated Monthly Sales
Registered Business (Sole Proprietorship)
Registration Certificate & Sole Proprietorship profile (Form A)
Proprietor's Name & ID
Corporate Bank Account details
Operational Business Address
Verifiable website URL (where required)
NGOs
Incorporation Documents
Trustees’ Names, IDs
Corporate Bank Account details
Operational Business Address
Verifiable website URL (where required).
Operating License (where business is regulated)
Estimated Monthly Sales
Trusts
Incorporation Documents
Trustees’ Names, IDs
Corporate Bank Account details
Beneficiary details and ID
Operational Business Address
Verifiable website URL (where required).
Operating License (where business is regulated)
Estimated Monthly Sales
Accepted IDs (colored copies only)
Driver's License, International Passport, Identity Card
Settlement Schedule
Settlements for local transactions (within Ghana) are processed within 24 hours while foreign settlements (international transactions) are processed within 5 days.
Supported Payment Methods
We currently accept card payments and payments via Ghana Mobile Money.
Transfer Processing time
Bank Transfers: Processed within the same day.
Mobile Money: Processed instantly.
Support
For further assistance, please contact us via chat at +233307000924.
Refund Timeline
Card Refunds: Refunds are typically processed within 3 to 15 business days.
MoMo Refunds: Refunds are typically processed within 1 to 7 business hours.
We'd like to hear from you
Suggest the type of support articles you'd like to see
Still need help?
Get in touch if you have more questions that haven’t been answered here