Here’s all you need to know about operating a Flutterwave account in Ghana

    Updated 2 months ago

    Pricing

    Here are our fees for Ghana transactions:

    API

    FEE

    NOTES

    Card Acceptance (Local)

    2.3%

    GHS 500,000 

    (This can be customizable, kindly contact our support team)

    Card Acceptance (International)

    3.5%

    GHS 500,000

    (This can be customizable, kindly contact our support team)

    Momo - Vodafone

    2.2%

    Momo - MTN & Airtel/Tigo

    1.85%

    Payout

    API

    FEE

    NOTES

    Payouts - Mobile Money

    GHS 2 GHS 10 GHS 12

    For Payouts of GHS 0 - GHS 50 For Payouts of GHS 50 - GHS 1,000 For Payouts above GHS 1,000

    Payouts - Bank Transfer

    GHS 10

    Processing time: Same day

    Onboarding requirements for using Flutterwave in Ghana

    The requirements for using Flutterwave in Ghana depend on the category of account you are signing up for.

    Individual account (Unregistered Business)

    • Valid means of ID

    • Web URL/Social Media page

    • Residential address

    • Personal bank account details

    • Estimated Monthly Sales

    Registered Business (Limited Entities)

    • Incorporation Documents

    • Directors’ Names, IDs

    • Corporate Bank Account details

    • Operational Business Address

    • Verifiable website URL (where required).

    • Operating License (where business is regulated)

    • Estimated Monthly Sales

    Registered Business (Sole Proprietorship)

    • Registration Certificate & Sole Proprietorship profile (Form A)

    • Proprietor's Name & ID

    • Corporate Bank Account details

    • Operational Business Address

    • Verifiable website URL (where required)

    NGOs

    • Incorporation Documents

    • Trustees’ Names, IDs

    • Corporate Bank Account details

    • Operational Business Address

    • Verifiable website URL (where required).

    • Operating License (where business is regulated)

    • Estimated Monthly Sales

    Trusts

    • Incorporation Documents

    • Trustees’ Names, IDs

    • Corporate Bank Account details

    • Beneficiary details and ID

    • Operational Business Address

    • Verifiable website URL (where required).

    • Operating License (where business is regulated)

    • Estimated Monthly Sales

    Accepted IDs (colored copies only)

    Driver's License, International Passport, Identity Card

    Settlement Schedule

    Settlements for local transactions (within Ghana) are processed within 24 hours while foreign settlements (international transactions) are processed within 5 days. 

    Supported Payment Methods

    We currently accept card payments and payments via Ghana Mobile Money.

    Transfer Processing time

    Bank Transfers: Processed within the same day.

    Mobile Money: Processed instantly.

    Support

    For further assistance, please contact us via chat at +233307000924.

    Refund Timeline

    Card Refunds: Refunds are typically processed within 3 to 15 business days.

    MoMo Refunds: Refunds are typically processed within 1 to 7 business hours.

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