Half year recap
Half year review 2025
Half the year, all the signal
For 2025, only two words made sense at Flutterwave; sustainability and profitability. Everything we have done in the first 6 months of 2025 is towards that goal. A cost optimization here or revenue re-alignment there; it's just what it is, a push to build a business that will stand the test of time.
GB, our Founder and CEO, puts it clearly; “We’re not chasing vanity metrics. We’re building a company that outlasts the hype, that scales with discipline, and that puts African innovation at the center of the global economic map. The Half Year of 2025 was proof that we’re executing on a long-term plan".
GB's Letter
100/100, A Perfect Score
Recognition signals something deeper to us: they tell us that the ecosystem is taking note, and give us renewed inspiration to keep the momentum going. In the last six months.
Flutterwave was named in the TIME100 Most Influential Companies list, recognizing our global relevance.
FXC Intelligence Top 100 Cross-Border Payment Companies in the world
The Continent More Interconnected.
In the first half of the year, we expanded into Senegal, Zambia, and Cameroon. Our expansion brings our coverage in the continent to 34 countries, with each rail bringing us closer to an Africa unified by payments. See Our African Network
Steady Rapid Growth
We’re growing where it matters by prioritising margins and doubling down on the products that provide the most value for people and businesses.
In the first half of 2025, we’ve made strong progress through smart cost management and improved efficiency. By June 2025, our monthly margin had doubled compared to our 2024 average, a clear sign that our focus on sustainable growth is delivering results.
Enterprise payments processed value recorded approximately 20% YoY growth, reflecting the impact of our strategic focus on core segments.
Meet the Magnetic Alternatives
Our focus on Alternative Payment Methods (APMs) in the continent shows us that building for customer behaviour makes for magnetic adoption. To people across the continent, these methods aren’t just alternatives, it's their preferred way of paying.
Pay with Bank Transfer recorded 198% growth in total processed value (TPV) between half year of 2024 and half year of 2025.
Launched in Ghana in March, Pay with Bank Transfer processed 26% more transactions in one quarter than other APMs in Ghana, driven mostly by large corporations and enterprises.
Overall transactions in Ghana also skyrocketed by 47x compared to the first half of the year in 2024.
Taking a Global Spin
We’ve always gone where our merchants go, and in this half we kept moving from continent to continent.
For East Asian companies operating in Africa, we processed transaction volumes that nearly reached $1B in the first half of the year. Speed and settlement accuracy were critical in every transaction.
We announced Norafirst and Skyee, a member of the Lakala Group, as new merchants from the East Asian market.
Our nearly decade-long collaboration with Wakanow made possible their expansion to Côte d’Ivoire, The Gambia, Ghana, Kenya, Liberia, the United Kingdom, and the United Arab Emirates.
Air Peace opened up a new travel route - London - Heathrow - with payments powered by Flutterwave
Real Businesses. Real Outcomes
The businesses we serve are rewriting what global reach truly means. We are building payment solutions that give them a global advantage
How Flutterwave powers Bamboo’s vision for Africans to build wealth from the ground up.
Learn about Bamboo's vision
Ziva Lagos achieved 135% transaction growth with Flutterwave in six months, and we caught up with the founder, Tania Omotayo.
Read herePartnerships Make Us
We’re building strategic partnerships that drive long-term value. Each partnership counts as layered infrastructure, compliance, and reach
- We partnered with Chpter AI to power social commerce for African businesses.
- Our collaboration with Global Remit is enabling us to scale in the UK and EU, with subsequent expansions planned for the US and the UAE. We will soon offer virtual accounts in AED, GBP, EUR, and USD to Send App and Flutterwave for Business clients.
- We joined forces with Circle Payment Network to give our enterprise merchants faster, more affordable, and more reliable settlement options with USDT and USDC.
The People Behind Every Moment
Behind every brilliant product is a team making the right calls. Our team is empowered each day with better tools to win
Send App by Flutterwave
Our remittance product, Send App by Flutterwave, went live in Ghana, relaunched in Egypt, the United States, the United Kingdom, and the EU. Send App is faster and more efficient with new upgrades
- Nigerians can Send Naira abroad on Send App, and receivers will get the funds in any currency they choose: $, £, €.
- You can now refer on Send App. Tell your friends about Send App, when they make a transaction, you and your friend get something extra.
Refer Send App, and get $Our Growing Community
We’re creating spaces for connection, partnership, and open dialogue across the ecosystem with events like Fintech Evenings and Accelerate Workshop. Relive Fintech Evenings
OVER TO THE NEXT HALF