Pricing for receiving payments

Updated 24 month ago

Flutterwave charges a transaction fee on every payment processed depending on your country/region and where your customer is paying from. If your customer makes payment in a currency other than your local currency, it is regarded as an international payment for settlement & pricing

For Nigerian merchants, please note that all transactions made with a Naira card will be settled in Naira irrespective of the currency you are purchasing in. This is to comply with the dollarisation policy in Nigeria.

All local Naira payments have a maximum transaction fee of NGN 2,000. This means we won't charge you more than NGN 2,000 for a Naira transaction regardless of how much it is.

The table below shows the breakdown of transaction fees for different countries and regions.

Africa

Country

Local cards

International cards

Mobile money

Algeria

3.5%

3.8%

-

Angola

3.5%

3.8%

-

Benin

3.5%

3.8%

-

Botswana

3.5%

3.8%

-

Burkina Faso

3.5%

3.8%

3%

Cameroon

3.5%

3.8%

2%

Cape Verde

3.5%

3.8%

-

Central Africa Republic

3.5%

3.8%

-

Chad

3.5%

3.8%

-

Comoros

3.5%

3.8%

-

Congo

3.5%

3.8%

-

Congo DRC

3.5%

3.8%

-

Djibouti

3.5%

3.8%

-

Egypt

3.5%

3.8%

-

Equatorial Guinea

3.5%

3.8%

-

Eritrea

3.5%

3.8%

-

Ethiopia

3.5%

3.8%

-

Gabon

3.5%

3.8%

-

Ghana

2.3%

3.5%

Vodafone - 2.2%

MTN & Airtel Tigo - 1.85%

Guinea Conakry

3.5%

3.8%

3.8%

Guinea Bissau

3.5%

3.8%

3.8%

Ivory Coast

3.2%

3.5%

3.5%

Kenya

2.9%

3.8%

2.9%

Lesotho

3.5%

3.8%

-

Liberia

3.5%

3.8%

-

Malawi

3.5%

3.8%

-

Mali

3.5%

3.8%

3%

Mauritania

3.5%

3.8%

-

Mauritius

3.5%

3.8%

-

Morocco

3.5%

3.8%

-

Mozambique

3.5%

3.8%

-

Namibia

3.5%

3.8%

-

Niger

3.5%

3.8%

-

Nigeria

1.4%

3.8% (1.4% for ACH payments)

-

Rwanda

3.2%

3.8%

3.5%

Sao Tome & Principle

3.5%

3.8%

-

Senegal

3.5%

3.8%

2.0%

Seychelles

3.5%

3.8%

-

Sierra Leone

3.5%

3.8%

-

South Africa

2.9%

3.8% (2.5% for ACH payments)

Zapper - 1.5%

Tanzania

3.5%

3.8%

1,000 TZS (for transactions below 20,000 TZS)

2,000 TZS (for transactions between 20,000 TZS - 50,000 TZS)

2.5% (for transactions above 50,000 TZS)

The Gambia

3.5%

3.8%

-

Togo

3.5%

3.8%

5%

Tunisia

3.5%

3.8%

-

Uganda

3.2%

3.8%

3%

Zambia

3.5%

3.8%

-

Zimbabwe

-

-

North America

Country

Local cards

International cards

Mobile Money

USA

2.9%

3.8%

2.9%

South America

Country

Local cards

International cards

Mobile Money

ACH

Colombia

4.5%

4.5%

4.5%

-

Peru

4%

4%

4%

-

Chile

4.5%

4.5%

4.5%

-

Brazil

4%

4%

4%

3%

Mexico

3.5%

3.5%

3.5%

2.5%

Argentina

4%

4%

4%

-

Europe

Country

Local cards

International cards

SEPA countries

2.9%

3.8%

UK

2.9%

3.8%

Global alternative payment methods

Payment method

Google pay

3.8%

Apple pay

3.8%

Paypal

4.4% + $0.30 fixed fee

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