Every time you call home, you can hear it in their voice that they miss you. The way they ask “When are you coming?”. Those little prayers and well wishes are constant reminders of how much you are missed.

This Christmas, your love and generosity could bring you back home.

From the 15th of November until December 15th, a transfer of £100 or more made on Send App from Great Britain to Nigeria using your Visa card gives you £20 off when you use the code GBPXMAS. 

But that is not all, you also stand a chance to win two round-trip tickets to Lagos, Nigeria. This is your chance to be there for the family meals, laughter, and those special moments you have been missing.

Use this code to get your discount:

Make This Christmas The One You Won’t Miss

For many, Christmas isn’t just a holiday. It is a time for homecoming and reconnecting with the people we hold close. With every qualifying transfer on Send App, that dream gets a little closer.

How You Can Win Free Flight Tickets or Save on Your Next Transfer

• Pay with Visa and Send £100 or More – Start by using your Visa card to send £100 or more to loved ones back home. Save £20 instantly on your transfer with the code GBPXMAS.
• Win Round-Trip Flights – You are randomly entered into a draw to win two round-trip tickets to Nigeria when the promotional code is used on your transfer.

This offer is available to the first 5,000 users, so act fast! 

The £20 discount applies to those first 5,000 users that make qualifying transfers, letting you save as you send love home this holiday season.

Plus, one lucky participant will win the grand prize – two round-trip tickets to Nigeria valued at £2500 for each ticket! Imagine making it back for all the family moments you have missed.

Quick Answers to Your Questions:

• Can I use this code if I am not a first-time user of Send App?
  Yes. Both new and existing users get a £20 discount on their transfers of £100 or more when they use the code during the promotional period.

• Which payment method do I need to qualify?
  This promotion is exclusively available to Visa card users.

• How many times can a code be used?
  Each code is valid for one use per user.

• What if my first transaction is cancelled?
  No worries! The promo code can be used on your next transfer.

• Which countries can I send money from to enjoy this discount offer?
  To get the discount, you should send money from Great Britain on Send App.

• Can I take part in this promotion if I am based in Nigeria or any other African country?
  No, this promotion is exclusively for users in Great Britain with Visa cards.

• How will the flight ticket winner be selected?
  The winner will be selected in a random drawing from all eligible entries received. The drawing will be conducted on the 16th – 17th of  December 2024.  The odds of winning depend on the number of eligible entries received.  

• Is making a purchase mandatory to enter for the flight tickets?No. Simply transferring on Send App enters you into the draw, no purchase is necessary to participate.

• What is the age limit for participants?
  Participants must be 18 years or older.

The Christmas meals together, the family photos, and the precious moments, all start with one transfer of love.

Visit send.flutterwave.com today to get started.

Flutterwave Send App Promotion Rules

These are the terms and conditions (“Rules”) that apply to the Flutterwave Send App promotion (“Promotion”). By entering the Promotion, each entrant agrees to these Rules and confirms they have read and understood our Privacy Notice at [https://send.flutterwave.com/legal/privacy]. 

Use of Send App is subject to the Send App terms and conditions of use, available at [https://send.flutterwave.com/legal/terms]. Transaction fees apply to Send App money transfers and are payable by the sender. Send App transaction fees do not count towards the transaction value required for entry into the Promotion. 

Please see how we limit our liability in the “Liability” section below.

1. Promoter: Flutterwave UK Limited, a company registered in England (company no. 10593971) with its registered office address at 41 Luke Street, London, United Kingdom, EC2A 4DP (“Promoter”). 

2. Entry period: The Promotion opens for entry on 14th November 2024 and closes on 15th December 2024 (“Entry Period”).

3. Eligibility: Entry is open to all verified Send App customers who are legal residents of Great Britain (England, Wales and Scotland only) and at least 18 years old at the time of entry. The Promotion is not open to employees and contractors of Promoter (and Promoter’s subsidiaries, parent companies, affiliates, agencies and representatives) or anyone else professionally involved or associated with the Promotion, or any family or household member of those individuals. Promoter reserves the right at any time to require proof of eligibility in such form as Promoter reasonably considers necessary.

4. How to enter: To qualify for an entry into the prize draw, eligible entrants must complete a transfer of  £100 or more through Send App, with the transaction originating in Great Britain and destination for Nigeria, during the Entry Period (excluding Send App transaction fees) while using the promotional code GBPXMAS. The discount is applied automatically when the appropriate promotion code is entered at checkout. This discount is available only to the first 5,000 users who use the promotion code. Each entrant is only granted one entry into the prize draw. The first transaction of  £100 or more that you make will grant the entrant one entry into the prize draw during the promotional period. For example, If a user sends £100 to Nigeria as their first transfer using Send App, they will only be charged £80, benefiting from the £20 discount – but the recipient still receives £100 and the entrant will receive one entry into the prize draw. 

5. How to opt out of the Promotion: Entry into the Promotion is automatic. Once a Send App user completes one or more Send App transactions with a total combined value of £100 or more during the Entry Period (excluding Send App transaction fees), they will be automatically entered into the prize draw. If any eligible entrant wishes to opt out of the Promotion, please contact Promoter using the contact details at the end of these Rules.

6. Prize: There is one (1) prize to be won in this Promotion, of two (2) return economy class flights between [Gatwick Airport (LGW)] and [Murtala Muhammed International Airport (LOS)] (the “Prize”). The following terms and conditions apply to the Prize:

1. The outbound flight must be taken from [Gatwick Airport (LGW) to [Murtala Muhammed International Airport (LOS)]. The return flight must be taken in the opposite direction. 

2. Both flights must be booked at least 10 (ten) days in advance of the intended departure date and are subject to seat availability. (See “Flight Bookings” section below.)

3. The flights must be taken between 31st December 2024, and 28th February 2025. 

4. The Prize includes mandatory flight taxes but excludes all other costs and expenses incurred by the winner that are not expressly set out above, including (i) transfers and other transportation; (ii) baggage charges; (iii) in-flight food and beverages; (iv) overnight accommodation; (v) travel and medical insurance, visas and any other required travel documents; (vi) any required COVID-19 or other testing; (vii) any additional discretionary spending; (viii) tips and gratuities; and (ix) any related taxes.

5. The winner is solely responsible for ensuring that they are able to travel at the appointed times on the relevant dates, including for having a valid passport and any required visa or other travel documents. No alternative times and dates are available. 

6. The winner is not entitled to receive any unused portion or element of the Prize. If the return flight is not completed by 31 January 2025, the winner will forfeit any unused flight.

7. The Prize is non-transferable, non-refundable, non-exchangeable and no cash alternative is available. However, if Promoter considers it appropriate, or if it becomes necessary for reasons beyond Promoter’s control (e.g. where the Prize becomes unavailable for any reason, including as a result of COVID-19 or other health-related restrictions), the Prize may be varied or swapped for a suitable alternative in Promoter’s discretion. 

8. Promoter is not responsible for any COVID-19 or other health-related travel testing or restrictions applicable to the winner, including, but not limited to any quarantine or isolation-related costs or conditions. The winner is solely responsible for ensuring that they adhere to all applicable COVID-19 or other health-related laws, rules, procedures and protocols relating to the Prize.

9. The Prize is subject to all applicable terms and conditions of the airline and relevant airports. The winner must comply fully with such terms and conditions and all laws and regulations applicable to the Prize. Promoter will have no liability to the winner if the winner is unable to receive the full benefit of the Prize or is denied entry to, or asked to leave, the airport or aircraft as a result of a failure to abide by the ticket terms, any applicable law or as a result of inappropriate behaviour.

7. Winner selection: All eligible entrants will be entered into a random prize draw to select the winners on or around [16th – 17th of December 2024]. There will be one (1) winner in this Promotion. The winner will be the entrant whose name is drawn at random from all eligible entries.

8. Winner notification: The winner will be notified by phone call, email and/or direct message using the contact details collected at the time of entry between December 18th 2024 and December 22nd 2024. Promoter will make reasonable efforts to contact the winner, but it is the winner’s responsibility to monitor their email address (including spam folder) and voicemail for receipt of the notification. 

9. Claiming the Prize: The winner must claim their Prize within 10 (Ten) days of Promoter’s win notification by providing the information requested in the win notification. If a winner fails to claim the Prize or fails to provide any information required by Promoter by the claim deadline, Promoter reserves the right to disqualify the winner and select an alternative winner. The alternative winner will be selected using the same process as the original selection process and must claim the Prize within 10 (Ten) days of Promoter’s win notification.

10. Flight bookings: After Prize claim, the winner must provide their travel dates (between 31st December 2024 – 28th February 2025) and required personal details to Flutterwave. We will book the flights through our travel partner and send electronic tickets to the winner’s email. The winner is responsible for visa arrangements and travel requirements. Any booking changes after ticket issuance will be the winner’s responsibility.

11. Liability: Nothing in these Rules limits or excludes Promoter’s/any person’s  liability for death or personal injury caused by negligence, for fraud or for any matter for which liability cannot be lawfully limited or excluded. Subject to this, to the fullest extent permitted by law:

1. However, to the fullest extent permissible by law, Promoter will not be liable for any loss or damage any entrant suffers as a result of their participation in the Promotion and receipt or use of the Prize in circumstances where: (i) there has been no breach of a legal duty of care owed to the entrant by Promoter; (ii) the loss or damage was not caused by a breach of these Rules by Promoter or its agents or representatives; (iii) it was not obvious that the entrant would suffer such loss or damage and nothing the entrant said to Promoter before they entered this Promotion meant that Promoter should have expected it to happen (so, in the law, the loss was “unforeseeable”); (iv) the entrant could have avoided such loss or damage by taking reasonable action; (v) the loss or damage was caused by an event or circumstance beyond Promoter’s reasonable control; or (vi) the loss or damage was caused by the unavailability of Promoter’s websites, apps or social media accounts. 

2. Promoter will not be liable for death or personal injury (except to the extent caused by Promoter’s negligence) or for any other loss or damage suffered by the winner in connection with the winner using the flights forming part of the Prize, including in relation to the occurrence of any air accident or other incident, food poisoning, flight delays or lost or delayed luggage.

3. In addition, this Promotion is only open to consumers (not businesses), and therefore Promoter is not responsible or liable for any business losses any entrant may suffer, such as loss of profits or revenue, loss of anticipated savings or loss of goodwill.

References in this Section to “Promoter” include Promoter’s subsidiaries, parent companies, affiliates, agencies and representatives (and each of their directors, officers, employees, agents and representatives).  

12. No endorsement: The Promotion is in no way sponsored, endorsed, administered by or associated with any social media platform or any other third party. All third-party trademarks and other intellectual property rights are hereby acknowledged. Use of and entry to promotions via social media platforms is always subject to the rules, terms and policies of those platforms. By participating in the Promotion, entrants are providing information to Promoter, not to any social media platform on which this Promotion is promoted. To the maximum extent permitted by applicable law, such social media platforms shall have no liability to any person in connection with or arising out of the Promotion howsoever caused, including for any costs, expenses, damages and other liabilities and each entrant releases such social media platforms from any and all liability in relation to the entrant’s participation in the Promotion.

13. Cancellation and variation: Promoter reserves the right to vary, suspend or cancel the Promotion and/or these Rules if it considers it necessary or appropriate to do so, including if there is any actual or anticipated breach of applicable law or if variation, suspension or cancellation is necessary due to an event outside Promoter’s reasonable control. In the event of cancellation, Prizes may be awarded to winners drawn from entries received prior to cancellation.

14. Disqualification: Without limiting the options available to Promoter, Promoter reserves the right at any time to disqualify entries or entrants that Promoter regards as being in breach of these Rules, any applicable laws, any terms and conditions referred to in these Rules and/or the spirit of the Promotion. 

15. Interference with the Promotion: Any attempt to damage or undermine the content or legitimate operation of the Promotion is prohibited and may also be a violation of criminal and/or civil laws. Promoter reserves all its rights and remedies to deal with breaches or suspected breaches of this section including, without limitation, to exclude any entrant or winner believed to be associated with such activity.

16. Publicity: By entering the Promotion, each entrant agrees that, in the event of a win, Promoter and Promoter’s subsidiaries, parent companies, affiliates, agencies, and representatives shall be entitled (but not obliged) to announce their name on Promoter’s respective websites and social media. Entrants may also be asked (without further reward) to take part in reasonable publicity connected with the Promotion. 

17. Disclosure of winner’s details: By entering the Promotion, each entrant acknowledges that in the event of a win their surname and county of residence may be disclosed to persons enquiring, where permitted by law. Any entrant may object to their information being made available in this way or may request that the amount of information made available be reduced, by contacting Promoter using the contact details at the end of these Rules. In these circumstances, the entrant acknowledges that the Promoter may nevertheless disclose the relevant information, and the entrant’s entry, to the UK’s Advertising Standards Authority (and/or any other competent authority) if required to do so. By way of example, this may happen where Promoter is required to demonstrate that it has awarded the advertised prize. To request disclosure of winner details, enquirers must submit a request to [hi@flutterwavego.com] within one (1) month following the end of the Entry Period. Details will only be disclosed (if permitted by law) after the Prize has been awarded. 

18. Personal data: Entrants acknowledge that any personal data processed in connection with the Promotion will be processed in accordance with Promoter’s Privacy Notice, which is available at [https://send.flutterwave.com/legal/privacy]. The names of the winner and their guest will also be provided to the relevant airline to enable them to issue tickets. For more information about how the airline will process personal data, please see the airline’s privacy notice on their website. 

19. Accessing these Rules: Any website on which these Rules are posted is only intended to be accessed from Great Britain and where permitted by law. Promoter makes no representation that materials relating to the Promotion are appropriate or available for use at other locations. Access to them from territories where their contents are illegal is strictly prohibited.

20. Severance and waiver: If any part of these Rules is or becomes invalid, illegal or unenforceable, the validity, legality and enforceability of the rest of these Rules will not be affected. Promoter’s failure to enforce any term of these Rules will not constitute a waiver of that provision.

21. Disputes: Subject to the “Law and Jurisdiction” section below, if there is a dispute about the Promotion or these Rules, Promoter’s decisions are final. If there is a conflict between these Rules and any other document referred to in these Rules, these Rules take precedence to the extent necessary to resolve the conflict.

22. Law and jurisdiction: The Promotion and these Rules are governed by English law, and any disputes arising in connection with them shall be subject to the exclusive jurisdiction of the courts of England and Wales, except that residents of Scotland may also bring proceedings in their local courts.

Contact: General enquiries about the Promotion (and requests to opt out of the Promotion) can be sent to Promoter at: [hi@flutterwavego.com]. Postal correspondence must be sent to [41, Luke Street, London, United Kingdom, EC2A, 4DP].

Prize: 

• The prize is two(2) round-trip flight tickets worth up to £2,500 each.
•  Each ticket has a maximum value of up to £2500, with a total value of £5000 for both tickets combined.]

Terms and Conditions for Promotion Code Use

• Promotion Code Usage Restrictions:
  • Single Use: The promotion code is valid for a single use per user.
  • Exclusivity: The promotion code cannot be combined with other offers, promotions, or discounts available on Send App.
  • Transfer Specificity: The promotion code is applicable for transfers in GBP

Promotion Modification Rights:

Send App’s Discretion: Send App reserves the right to alter, suspend, cancel, or extend the promotion at any time without prior notice to you.

Promotion Changes: Any changes to the promotion, including termination or modification, will be communicated through appropriate channels, such as the Send App website, app notifications, or email alerts to registered users.

User Responsibilities:

• Tax Compliance: Users are responsible for understanding and complying with all tax laws applicable to them. The reward value or the discount received may have tax implications, and users should consult with a tax professional if necessary.
• Legal Compliance: Users must ensure their participation in the promotion complies with all applicable laws and regulations.

General Terms:

• Validity: The promotion code’s validity is subject to the promotional period specified by Send App.
• Non-Transferability: the reward and promotion discount are non-transferable and cannot be exchanged for cash or other forms of credit.
• Availability: the reward and promotion discount availability are subject to stock and may be limited.

Existing Terms and Conditions:

• Precedence: All pre-existing terms and conditions, as outlined on Send App’s website and mobile application, remain in effect and should be read in conjunction with these specific promotion terms and conditions.
• Full Agreement: These terms and conditions represent the full agreement between the user and Flutterwave concerning the promotion.